Skip Navigation Documents in Portable Document Format (PDF) require Adobe Acrobat Reader 5.0 or higher to view,download Adobe® Acrobat Reader.
Manhattan Bank

Personal Checking & Savings


Scroll to the left to view the rest of the table.

¹Balance required to open account and/or waive service charges.
Minimum balance means the lowest balance in the account on any day during the cycle. 


Full Service Checking

Manhattan Bank's Full Service Checking account offers a variety of services with no monthly maintenance or activity fees, and no minimum balance restrictions.

  • Minimum deposit of $100 to open account 
  • First set of checks FREE
  • Unlimited check writing privileges
  • FREE Visa Debit card to qualified applicants
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Detailed monthly statements with check images
  • eStatements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.


Interest Checking

Earn interest on your money while enjoying the freedom of no maintenance and activity fees when you maintain the minimum balance requirements.

  • Minimum deposit of $500 to open account
  • Competitive interest
  • First set of checks FREE
  • Unlimited check writing privileges, as long as minimum balance is maintained
  • FREE Visa Debit card to qualified applicants
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Maintain balance of $500 to waive monthly maintenance and activity fees
  • $5 monthly maintenance fee if balance drops below $500 minimum
  • Activity fee of $0.20 per debit posted if balance drops below minimum
  • Detailed monthly statements with check images
  • eStatements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.


Money Market

Earn more interest with our convenient Money Market account.

  • Minimum balance of $2,500 to open account
  • Competitive interest
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Minimum balance of $2,500 to waive monthly maintenance and activity fees
  • $5 monthly maintenance fee if balance drops below $2,500 minimum
  • Activity fee of $0.20 per debit posted if balance drops below minimum balance
  • Limited to 6 withdrawals per month (unless done in person, by mail, or by ATM; or auto transfer to loan at our bank.)
  • Detailed monthly statements with check images
  • eStatements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.


Regular Savings

Manhattan Bank's Regular Savings account offers a flexible and convenient way to save your hard-earned cash.

  • Minimum deposit of $50 to open account
  • Interest earned daily, credited quarterly
  • 9 withdrawals from account allowed per quarter. (additional withdrawals subject to a $1.00 per transaction fee)
  • Limited to 6 withdrawals per month (unless done in person, by mail, or by ATM, or auto transfer to loan at our bank.)
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Detailed quarterly statements
  • eStatements - paperless statements available (requires enrollment)
Any savings account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per quarter.


Health Savings Account

Check out the advantages of Manhattan Bank's Health Savings account. Earn interest while you enjoy tax advantages* and pay medical expenses.

Health Savings accounts are a tax advantaged account designed to be paired with a high deductible health insurance policy. Check with your insurance provider to determine if you are eligible and your plan qualifies for a Health Savings Account. 

  • Minimum balance of $250 to open account
  • Tax advantage for health care expenses
  • Funds carry over from year to year 
  • In 2021: Individuals with an annual medical deductible of at least $1,400 and families with $2,800 are eligible. You may contribute up to $3,600 individual and a $7,200 for families per year. Annual  out-of-pocket medical expenses on your policy cannot exceed $7,000 an individual or $14,000 for family plans.
  • In 2022: Individuals with an annual medical deductible of at least $1,400 and families with $2,800 are eligible. You may contribute up to $3,650 individual and a $7,300 for families per year. Annual  out-of-pocket medical expenses on your policy cannot exceed $7,050 an individual or $14,100 for family plans.
  • HSA checks (1st order free)
  • Free HSA Debit Card (requires separate application, on approved credit)
  • Free Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Maintain balance of $100 to waive monthly maintenance fee
  • $5 monthly maintenance fee if balance drops below $100 minimum
  • $1 Health Savings monthly fee
  • Competitive interest
  • Detailed monthly statements with check images
  • eStatements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month
*Consult your tax advisor for details.  



desktop computer and mobile phone icon

Online Banking


Mobile, Desktops, Mobile Deposit, Bill Pay; we have it all at your fingertips!

two debit cards icon

Debit Cards Available


Our Visa Debit Card is your checkbook and ATM card
rolled into one.