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Manhattan Bank

Personal Checking & Savings


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¹Balance required to open account and/or waive service charges.
Minimum balance means the lowest balance in the account on any day during the cycle. 


Full Service Checking

Manhattan Bank's Full Service Checking account offers a variety of services with no monthly maintenance or activity fees, and no minimum balance restrictions.

  • Minimum deposit of $100 to open account 
  • First set of checks FREE
  • Unlimited check writing privileges
  • FREE Visa Debit card to qualified applicants
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Detailed monthly statements with check images
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.

 

Interest Checking

Earn interest on your money while enjoying the freedom of no maintenance and activity fees when you maintain the minimum balance requirements.

  • Minimum deposit of $500 to open account
  • Competitive interest
  • First set of checks FREE
  • Unlimited check writing privileges, as long as minimum balance is maintained
  • FREE Visa Debit card to qualified applicants
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Maintain balance of $500 to waive monthly maintenance and activity fees
  • $5 monthly maintenance fee if balance drops below $500 minimum
  • Activity fee of $0.20 per debit posted if balance drops below minimum
  • Detailed monthly statements with check images
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.


Money Market

Earn more interest with our convenient Money Market account.

  • Minimum balance of $2,500 to open account
  • Competitive interest
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Minimum balance of $2,500 to waive monthly maintenance and activity fees
  • $5 monthly maintenance fee if balance drops below $2,500 minimum
  • Activity fee of $0.20 per debit posted if balance drops below minimum balance
  • Limited to 6 withdrawals per month (unless done in person, by mail, or by ATM; or auto transfer to loan at our bank.)
  • Detailed monthly statements with check images
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.


Regular Savings

Manhattan Bank's Regular Savings account offers a flexible and convenient way to save your hard-earned cash.

  • Minimum deposit of $50 to open account
  • Interest earned daily, credited quarterly
  • 9 withdrawals from account allowed per quarter. (additional withdrawals subject to a $1.00 per transaction fee)
  • Limited to 6 withdrawals per month (unless done in person, by mail, or by ATM, or auto transfer to loan at our bank.)
  • FREE Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Detailed quarterly statements
Any savings account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per quarter.


Health Savings Account

Check out the advantages of Manhattan Bank's Health Savings account. Earn interest while you enjoy tax advantages* and pay medical expenses.
 
Health Savings accounts are a tax advantaged account designed to be paired with a high deductible health insurance policy. Check with your insurance provider to determine if you are eligible and your plan qualifies for a Health Savings Account. 

  • Minimum balance of $250 to open account
  • Tax advantage for health care expenses
  • Funds carry over from year to year 
  • In 2018: Individuals with an annual medical deductible of at least $1,350 and families with $2,700 are eligible. You may contribute up to $3,450 individual and a $6,900 for families per year. Annual  out-of-pocket medical expenses on your policy cannot exceed $6,650 an individual or $13,300 for family plans.
  • HSA checks (1st order free)
  • Free HSA Debit Card (requires separate application, on approved credit)
  • Free Netteller Online Banking (requires separate application)
  • FREE Mobile Banking
  • FREE Phone Banking
  • Maintain balance of $100 to waive monthly maintenance fee
  • $5 monthly maintenance fee if balance drops below $100 minimum
  • $1 Health Savings monthly fee
  • Competitive interest
  • Detailed monthly statements with check images
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month
*Consult your tax advisor for details.  



desktop computer and mobile phone icon
 

Your Account is Always With You

 
Whether at home or on the go, your account is always with you.
 
two debit cards icon
 

Debit Cards Available

 
Our Visa Debit Card is your checkbook and ATM card
rolled into one.