| Account Plans | Minimum Balance¹ | Maintenance/Transaction Fees | Interest Bearing | |
|---|---|---|---|---|
| Full Service Checking | $100 to open | None | No | Learn More |
| Interest Checking | $500 | Yes, see more for details | Yes | Learn More |
| Money Market | $2,500 | Yes, see more for details | Yes | Learn More |
| Regular Savings | $50 to open | Yes, see more for details | Yes | Learn More |
| Health Savings Account | $250 to open | Yes, see more for details | Yes | Learn More |
Minimum balance means the lowest balance in the account on any day during the cycle.
Full Service Checking
Manhattan Bank's Full Service Checking account offers a variety of services with no monthly maintenance or activity fees and no minimum balance restrictions.
- Minimum deposit of $100 to open account
- First set of checks FREE
- Unlimited check writing privileges
- FREE Visa Debit card to qualified applicants
- FREE Online Banking, enrollment required
- FREE Mobile Banking
- FREE Phone Banking
- FREE Bill Payment, enrollment required
- FREE Mobile Deposit, enrollment required
- Detailed monthly statements with check images
- E-Statements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.
Interest Checking
Earn interest on your money while enjoying the freedom of no maintenance and activity fees when you maintain the minimum balance requirements.
- Minimum deposit of $500 to open account
- Competitive interest
- First set of checks FREE
- Unlimited check writing privileges, as long as minimum balance is maintained
- FREE Visa Debit card to qualified applicants
- FREE Online Banking, enrollment required
- FREE Mobile Banking
- FREE Phone Banking
- FREE Bill Payment, enrollment required
- FREE Mobile Deposit, enrollment required
- Maintain balance of $500 to waive monthly maintenance and activity fees
- $5 monthly maintenance fee if balance drops below $500 minimum
- Activity fee of $0.20 per debit posted if balance drops below minimum
- Detailed monthly statements with check images
- E-Statements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.
Money Market
Earn more interest with our convenient Money Market account.
- Minimum balance of $2,500 to open account
- Competitive interest
- FREE Online Banking, enrollment required
- FREE Mobile Banking
- FREE Phone Banking
- FREE Mobile Deposit, enrollment required
- Minimum balance of $2,500 to waive monthly maintenance and activity fees
- $5 monthly maintenance fee if balance drops below $2,500 minimum
- Activity fee of $0.20 per debit posted if balance drops below minimum balance
- Limited to 6 withdrawals per month (unless done in person, by mail, or by ATM; or auto transfer to loan at our bank.)
- Detailed monthly statements with check images
- E-Statements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, which has been inactive for 1 year or more, will receive a service charge of $5.00 per month.
Regular Savings
Manhattan Bank's Regular Savings account offers a flexible and convenient way to save your hard-earned cash.
- Minimum deposit of $50 to open account
- Interest earned daily, credited quarterly
- 9 withdrawals from account allowed per quarter. (additional withdrawals subject to a $1.00 per transaction fee)
- Limited to 6 withdrawals per month (unless done in person, by mail, or by ATM, or auto transfer to loan at our bank.)
- FREE Online Banking, enrollment required
- FREE Mobile Banking
- FREE Phone Banking
- FREE Mobile Deposit, enrollment required
- Detailed quarterly statements
- E-Statements - paperless statements available (requires enrollment)
Any savings account with a balance below $50.00, which has been inactive for 1 year or more will receive a service charge of $5.00 per quarter.
Health Savings Account
Check out the advantages of Manhattan Bank's Health Savings account. Earn interest while you enjoy tax advantages* and pay medical expenses.
Health Savings accounts are a tax advantaged account designed to be paired with a high deductible health insurance policy. Check with your insurance provider to determine if you are eligible and your plan qualifies for a Health Savings Account.
- Minimum balance of $250 to open account
- Tax advantage for health care expenses
- Funds carry over from year to year
- In 2024: Individuals with an annual medical deductible of at least $1,600 and families with $3,200 are eligible. You may contribute up to $4,150 individual and a $8,300 for families per year. Annual out-of-pocket medical expenses on your policy cannot exceed $8,050 an individual or $16,100 for family plans.
- In 2023: Individuals with an annual medical deductible of at least $1,500 and families with $3,000 are eligible. You may contribute up to $3,850 individual and a $7,750 for families per year. Annual out-of-pocket medical expenses on your policy cannot exceed $9,100 an individual or $18,200 for family plans.
- HSA checks (1st order free)
- FREE HSA Debit Card (requires separate application, on approved credit)
- FREE Online Banking, enrollment required
- FREE Mobile Banking
- FREE Phone Banking
- $2 Health Savings monthly fee
- Competitive interest
- Detailed monthly statements with check images
- E-Statements - paperless statements available (requires enrollment)
Any checking account with a balance below $50.00, inactive for 1 year or more will receive a service charge of $5.00 per month
*Consult your tax advisor for details.
